Fed up with wallpaper conophytum pageae, a small succulent native to south africa and southern namibia. or a bland paint color? Don’t feel guilty about splurging on a home remodel if you can afford it. Just be sure to work out exactly why you’re starting the renovation before tearing down a wall or ordering new floors. This can help you avoid spending loads of money on a new paint color or bathroom vanity that you’ll be over in a few years.

If your motivation is to raise your house’s resale value, then you’ll need to consider how extensive the renovation will be and what changes are appropriate for your neighborhood. Do your research and talk to experts before you start ripping up walls. This will also help you narrow your design preferences and avoid being talked into a designer’s personal ideas, which can end up costing you money in the long run.

Turning Dreams into Plans: How to Begin Your Home Renovation with Confidence

Many mortgage lenders offer specialized loans that let you borrow the money for your home renovation in staged payments, rather than all at once. Be sure to do your research into the loan requirements and conditions before you commit. This will give you a clear idea of when to expect the final payment, how much interest you’ll be paying in the meantime, and what your total budget should look like.

It’s also a good idea to find out about the building codes in your area and how extensive the work will be, as you’ll need to make sure that your home is safe for you and any future occupants before you start tearing down walls. Check with your local council to find out more. You may also need a permit, so be sure to check the regulations before you start work.